What should I do immediately after my property is damaged by a wildfire?
Take photos and videos of the damage, contact your insurer, and secure your property to prevent further damage.
How long do I have to file a property damage claim after a wildfire?
You typically have one year from the date of the wildfire, but check your policy for specific deadlines.
What types of wildfire damage are typically covered by homeowners insurance?
Most policies cover structural damage, personal belongings, and additional living expenses if you’re displaced.